Archive for May, 2009

finding a listing agent for your home

Sunday, May 31st, 2009

Finding a Listing Agent for Your Home

Writen by Jeanette Joy Fisher

It can be a daunting task if you’ve never done it before, but finding a good listing agent for your home shouldn’t be a difficult task if you know what to do. Here are a few tips for hiring the right person to help sell your home.

First, do some basic research. You want to know which companies specialize in your area, and among those companies, which agents make it a point to concentrate their efforts on selling homes in your part of town. Those agents will be the most knowledgeable, because your home falls within their "farm" or inventory area.

Visit company websites to see how user friendly, attractive, and informative they are. More and more people turn to the Internet for their home searches every day, so an effective website can be a powerful sales tool. Some things to ask yourself as you view websites:

Do the listings include virtual tours of homes? This can be a great sales tool, allowing potential buyers a chance to get a feel for your home before spending time and gas money on a property tour. At the very least, there should be a number of good quality interior and exterior photos of the homes they have listed.

Next, check your local area for free publications. You’ll find free real estate publications in supermarkets or gas stations around town. Pick up as many as you see and look at them. Which companies are prominently displayed, and which ones have the most effective ads?

Ask your friends, relatives, and neighbors about agents they have worked with. Which ones would they recommend and why? Which ones did they have a negative experience with? This can be a great tool, because the people you’ll be speaking with have had actual dealings with the agents and companies, so they can give firsthand accounts of their experiences, good or bad.

Once you have a few agencies and agents in mind, schedule appointments to interview them. You can generally get a free market analysis at the same time. This will give you a chance to get a range of suggested selling prices, and it can also help you weed out those agents who are too far out of line one way or the other.

Ask each candidate to outline their proposed sales strategy, including advertising and presentation on the Internet. Make certain they’re members of your local Multiple Listing Service (MLS), because it remains one of the most powerful sales tools available. It’s important that as many agents know about your home as possible.

Ask about commission schedules and listing periods. You want to pay a fair price, but you don’t want to tie your home up with an ineffective agent or company for an undue amount of time. Find out the average selling time for homes in your area, and then ask about their particular company’s average time. The two figures should be similar. Ask about open houses, lockboxes, and how showings will be handled, as well.

Keep an open mind when choosing your agent and company, and you will be setting yourself up for a quick and enjoyable sale of your home.

Copyright © 2006 Jeanette J. Fisher

Jeanette Fisher helps home sellers with five ways to make more money. Free Home Staging Information For expert home selling advice please visit http://sellfast.info

san diego real estate million dollar homes

Sunday, May 31st, 2009

San Diego Real Estate, Million Dollar Homes

Writen by Bob Crain

San Diego county has always been known for its Luxury Homes, yet in 2004 San Diego County luxury home sales (homes over $1,000,000) hit an incredible 2774 total units, an increase of almost 170% over total sales in 2003!

In the entire State of California, A total of 33,107 homes sold for a million dollars or more last year. That was up 73.5 percent from 19,080 in 2003. The total was 13,871 in 2002, according to DataQuick Information Systems.

“A million dollars just isn’t what it used to be when it comes to San Diego real estate. Because of appreciation, low interest rates, and San Diego’s Draw as a retirement community, more homes are in the million dollar category than was the case earlier. In fact, so far in 2005 San Diego County MLS shows that there has already been 2130 homes Sold in San Diego County for over $1,000,000 with an additional 607 that are currently in escrow! Looks like another record year.

Million dollar sales accounted for 5.0 percent of all California home purchases in 2004. In San Diego Count, Million dollar home sales accounted for 6.5% of the total Attached and Detached San Diego County Real Estate Sales.

Statewide, there were 221 sales for more than $5 million last year, 237 sales were in the $4 $5 million range, 690 in the $3 million range, 2,894 sales in the $2 million range, and the rest between $1 million and $2 million.

The numbers include home sales where it could be determined from public records that there was a buyer, a seller, that money changed hands, and that there was a legal transfer of property ownership.

Not included were property swaps, sales of multiple lots, teardowns, and large farm or ranch properties. Home sales to companies were included, as were sales to trusts. Rancho Santa Fe in San Diego County is a community where virtually all home sales were in the million dollar category.

According to DataQuick; Around 15 percent of the buyers paid cash, up from 12 percent in 2003. Of those who financed their purchase, the median down payment was 25 percent of the purchase price. Lending institutions most willing to provide mortgage financing were Washington Mutual, Countrywide Home Loans and Wells Fargo.

With San Diego Counties amazing price appreciation, the incredible climate, and the constraints on real estate development… it is this real estate professionals opinion that San Diego County will soon have many zip codes with nothing buy $1,000,000+ home sales.

Bob Crain President
North County Luxury Homes, San Diego Counties Premier Luxury Home Website. North County Luxury Homes is a full service Luxury real estate company and provides both Loans and Real Estate Services for San Diego County Buyers and Sellers. To View the most Expensive Homes Currently listed for Sale in San Diego County go to http://www.NorthCountyLuxuryHomes.com

the top 5 tips on how to flip houses the smart way

Sunday, May 31st, 2009

The Top 5 Tips On How To Flip Houses The Smart Way

Writen by Steadman Issenburg

Flipping houses, where you buy, remodel and then sell property all within a very few months is growing in popularity across the country. And to be sure, there are great profits to be made in this kind of real estate investment. But you also need to know what you’re doing as well, and here are the top five tips on how to flip houses the smart way.

1. First of all, be sure that you understand that flipping homes requires lots of hard work and effort in order to be successful. It’s also not risk free, and this is especially so since it is a more short term real estate investment strategy. Small fluctuations in the real estate market can easily go against you and wipe out most if not all of your profits very quickly and easily. This is not said to discourage you, but simply to help you be prepared for the realities of the real estate marketplace.

2. Understand as well that when you adopt a short term strategy for making real estate profits that only involve a few months worth of ownership at a time, you will be taxed on the profits as if it were regular income. Many first time flippers don’t realize this and are surprised when they lose a good portion of their profits in the form of income tax. So be sure that you plan ahead and factor in this expense before you get started.

3. When flipping homes for quick profits, don’t try to over renovate the house. Try to find houses instead that need some cosmetic work that can be done relatively inexpensively and easily and then stick to your game plan as you go. Don’t try to build some kind of dream house instead, as you will simply lose time and money by going that route.

4. One of the great keys to successful real estate investment is to check your emotions at the door. Buying and selling real estate investment properties should not involve emotion at all in order to be successful. Let the numbers speak for themselves, and if the profit margin on a particular property is not within your tolerances, move on and find something else.

5. Learning how to build a dream team of support personnel including subcontractors and real estate agents, will be a large factor in your overall success. Of course, the more work you do yourself, the more profit you will usually make. However, on many occasions enlisting outside help from contractors, plumbers, electricians, and so forth can help keep you on track and get the job done in the allotted time. So do your best to find good, reliable people in the construction and real estate industry as you go, as a support team.

If you do your research on home market values diligently enough in advance to identify houses that can be bought well below market value and then renovated inexpensively, you can usually make a significant profit on most of your investment properties. Some of the most important keys to your success will be buying the house at the right price, having a clear plan and timeline for the remodeling work, and then pricing the house correctly in order to get a quick sale.

Steadman Issenburg writes on many consumer related topics including real estate. You can find out about house flipping and buying investment properties and more by visiting our Real Estate website.

protect-your-legacy-with-trusts

Sunday, May 31st, 2009

Protect Your Legacy with Trusts

Writen by Roger Sorensen

Were you aware of the fact that almost 1 in 4 people over the age of 50 have a living trust? When used as a part of an estate conversation plan, tursts can help preserve more of your assets for your heirs while minimizing the delays and costs of probate court.

A trust is a legal arrangement where one person or institution controls property given by another person for the benefit of a third party. If you don’t have a trust or don’t know if you might need one, keep reading to learn more about A-B (bypass) trusts, irrevocable trusts, and life insurance trusts. When used as a part of your planning, these trusts can help safeguard your legacy.

A-B Trusts

With a properly structured A-B provision, a living trust can allow married couples to exempt twice as much of their estate from taxes as they can otherwise. When one spouse dies, the trust is split in two. The surviving spouse s assets are then transferred to the A trust, while the assets of the deceased spouse go to the B trust. Each trust then becomes a taxable entity entitled to the current estate tax exemption ($1.5 million in 2005).

Irrevocable Trusts

An irrevocable trust is established by you relinquishing control of your assets while still alive. Depending on the way the trust is set up, you may or may not get the use of the asset during your lifetime. This is an option you do not want to enter into lightly, as once you give up the asset, you can not get it back.

Life Insurance Trusts

If relinquishing control of your assets is not your cup of tea, why not consider establishing a life insurance trust to pay the estate taxes on any assets valued above the estate tax exemption amount? A life insurance trust will hold an insurance policy in an irrevocable trust, so the policy itself is not taxable. At your death, it can then be used to help give your beneficiaries the cash they need to pay estate taxes.

Just like any other part of your estate plan, you need to reexamine your trusts on a regular basis so as to protect any newly acquired assets and to update your list of beneficiaries.

Roger Sorensen

America’s Financial Guide can be found at ==>http://www.Slave2Work.com Subscribe to Money Basics via http://www.slave2work.com/ezine.html

Slave2Work.com – Are you ready for financial freedom?

for-sale-by-owner-texas

Saturday, May 30th, 2009

For Sale By Owner Texas

Writen by B Shelton

Are you ready to sell your Texas home? Whether you plan to use a realtor or you plan to sell your home for sale by owner Texas is a great place to live. The second largest of the fifty states, Texas has a rich history, a varied terrain, and a multi-faceted economy. Locating an interested buyer shouldn’t be too much trouble, especially if you feature your home on a web site that specializes in for sale by owner Texas homes.

But even if you do everything to sell your home the “right” way, what happens when you simply do not have 6 – 10 weeks to go through the home sales process? Lots of people have to move immediately, and not just because they are feuding with their neighbors. All types of crises can crop up in life and wreak havoc on even the most stable homeowners. Things like a major breadwinner’s loss of a job, an unexpected death in the family, or a messy divorce oftentimes mean a home needs to be sold fast.

And even if the situation isn’t so dire, you might need to sell your home in order to meet the closing date requirement on the newer home you are planning to purchase. There’s nothing more frustrating when putting up your for sale by owner home in Texas than waiting for the interested buyer to come by who also has the financing in place to proceed immediately with the sale. Occasionally this perfect match occurs, but according to the rules of Murphy’s Law, this person simply won’t come into your life when you need this person in days instead of months!

If you ever find yourself in such a position, where you simply cannot afford to wait until the perfect buyer places the perfect bid in your hand, don’t worry – you still have another option! You can team up a reputable company that has the means and the money to purchase your home for a fair price; one that can make the sale happen in literally just a few days!

Let’s face it – selling a home with a realtor is difficult. Even if you decide to take the for sale by owner Texas route, this can be a difficult and stressful situation, so why go through it when you don’t have to?

Brian Shelton makes it easy to sell your house fast. To claim your free report entitled “How To Sell Your House In 7 Days or Less“, visit the http://www.HouseSoldIn7Days.com/

home buying school district issues

Saturday, May 30th, 2009

Home Buying School District Issues

Writen by Raynor James

A good school district is a key factor in home buying if you have kids. It can also be a positive selling point when it comes time to sell your home.

School Districts

When considering the quality of school districts, keep in mind that everyone is looking for “good ones.” The question, of course, is what does “good” exactly mean? To a buyer with children, it means the best education on the planet. To your real estate agent, however, it may mean something much less.

You must look to facts, not opinions, when evaluating potential school districts as part of your home buying process. Asking for opinions is like a girlfriend asking a boyfriend if she looks good in a particular dress. Do you really think the answer is going to be anything other than positive?

The quality of a school district is found in the hard, cold facts. Issues you should consider include topics such as:

1. What is the student to teacher ratio?

2. What teaching style does the district use?

3. How much experience do the teachers have?

4. What is the turnover rate for teachers?

5. What is the drop out rate?

6. What percentages of graduates go to college?

7. Is there any history of violence on the schools?

8. Are there any reports of gangs?

9. What extra curricular activities are offered such as sports, music, etc.?

10. What are the average SAT scores for students?

While this list of question will help you determine if a school district is “good,” it isn’t an end all. Consideration must be given to your personal views on the education of your children. Develop questions based on your opinions and make sure to get them answered.

If you have children, evaluating potential school districts is a key factor in purchasing home. Make sure you get the facts, not the opinions of interested people such as the seller or a real estate agent.

Raynor James is with http://www.fsboamerica.org providing FSBO homes for sale by owner. Visit our “sell my home” page at http://www.fsboamerica.org/seller.cfm to list and sell your home for free for one month. Visit http://www.fsboamerica.org/buyer.cfm to see homes for sale by owner.

home improvement tips for selling your home mortgage advice

Saturday, May 30th, 2009

Home Improvement Tips for Selling Your Home: Mortgage Advice

Writen by Phoebe Carroll

Buyers market, sellers market, whenever it is time to sell your home it seems that the house you loved takes on a personality you never saw before. The endearing marks of family life become wear and tear. Your favorite reproduction wallpaper and collection of ceramic turkeys turn into clutter over night. The natural landscaping in the front yard suddenly looks more unkempt than easy care. Chances are that just as you begin to plan your punch list of fix it tasks, both the dishwasher and the garbage disposal will die horrible deaths. Take a breath. Relax. You can do this. As a rule, you should spend more time and energy than you spend money.

If you haven’t talked to a realtor yet, this is the time. Call someone you trust, someone who is successfully selling homes in your area. A savvy realtor knows what sells in your market. The first advice you will hear is to stop thinking of your house as your home and to start thinking of it as a product in the market place. According to Joseph Truini, the DIY Guy from Popular Mechanics, “The three most important factors in selling any home are location, condition and price.” The trick to selling a house in any market is to have the right property at the right price and to make a buyer fall in love with it.

Start at the street. What does your house look like? What is the first thing you see when you drive up? Grandma always told you that you never get a second chance to make a first impression. Neither does your house. Is the grass mowed? Are the weeds held at bay? Do the shrubs need a trim? There is no need to redesign the landscape in the front yard. That isn’t even a good idea. But making the entry to your house as attractive as possible, sweeping the walk, tidying the garden, touching up the woodwork all help create an inviting impression. Does the front door need a new coat of paint? Or do you just need to wash the fingerprints from around the knob? Be sure that the entry way looks like you are expecting very important companybecause you are. If your home is really run down, consider taking out a credit line or second mortgage to finance the home improvements.

What do you see when you come in the front door? What do you smell? A buyer should not be able to tell you have a cat or dog or that you love garlic and onions. If all of your hobbies are apparent at a glance, it’s time to put almost everything away. Buyers want to envision their furniture, family, and interests in their new home. Remember, for you, this house is a product on the market. Clean out the personal stuff. Put it away. In model houses there may be a few family type photos. There may be a few artistically placed artifacts. The staging helps buyers see themselves living in the home. Rooms are never crammed full of furniture. Your realtor can help you decide which pieces need to move out to make more of a room.

The key word in getting your house ready to sell is clean. Everything should sparkle. Clean the carpets and floors and keep them shining until the house sells. Pack and store items that you will not need until after you move. If there are four sets of china in your kitchen cupboards, pack three of them away. Clear off the kitchen counters. Put the things you can’t live without in bins or baskets that fit easily into cupboards or closets. Leave the cupboards and closets as neat and as empty as possible. Overfilled closets look like there isn’t enough storage space. Empty closets say, “Look lots of room.” Wash all the windows and de junk the garage.

When you are ready to show your house, you’ll probably wonder why you want to move.

Phoebe is respected copy writer and has many published articles online. Please visit these home improvemnt financing resource websites: To get a no cost rate quote for a home equity loan please check out Second Mortgage Quotes. If you need more loan advice about purchasing a home or refinancing bad credit mortgages or for financing advice about home improvement loan rates please visit the Equity Loan Center online.

the home buying process what steps to take

Saturday, May 30th, 2009

The Home Buying Process: What Steps To Take

Writen by Jason Bertrand

There are several steps to take in the mortgage process. The following is a list of the best steps to take in order to ensure a smooth and simple transaction.

1. Get Pre Approved First

During the pre approval process all the information necessary to complete a mortgage transaction will be collected. A pre approval is substantially different from a pre qualification. A pre approval is the process of actually getting approved for a mortgage without having an actual property picked out yet. Having a pre approval helps substantially and will also help in negotiating with a seller. After all, a pre approval tells the seller that your offer is already approved and informs them that you are ready to move forward with the purchase.

2. Making Verbal Agreements

There is simply no such thing as a verbal agreement in Real Estate. If there is something that you would like the seller to agree to, make sure they agree in writing. If there is a verbal agreement made, there is no feasible way to prove that that agreement was made. On the sales contract make sure everything that you are requesting is either agreed to or denied.

3. Find Your New Home

Now, with your pre approval letter in hand it is time to search for your new home to be. Look at several properties, even if the first one you see seems as though it may be, “The one.” Once you have chosen your new home write a sales contract and give a deposit. Then forward the sales contract to your broker to accompany the rest of the documentation you have provided. Due to the fact that you already have a pre approval the loan process should be relatively quick.

4. Lock in Your Rate

It is important to notify the mortgage company that you would like to lock in your rate. Once a rate is locked you have a certain amount of time to close. You can lock a rate for 15 days, 30 days, 60 days, and in some cases 90 days. Once you have locked the rate, you are guaranteed that the rate will not fluctuate. You also have the option to float the rate. If you float the rate and the rate goes down you could then lock at a lower rate. If the rate goes up you would be subject to a higher payment. It is always suggested that you lock the rate due to the volatility of interest rates. You may ultimately have to pay a higher payment if you decide not to lock your rate and rates increase.

5. Get a Professional Home Inspection

It is always wise to have a home inspection done. A home inspection is done by an independent home inspector. A home inspection involves the home inspector going through the home prior to purchase. In some cases a house that looks beautiful from the outside may have some underlying issues that may be unseen. It is important to know ahead of time if there are any issues with the property. A home inspector will make sure all of the outlets work, that there is no water damage, and that all of the appliances work. They will assess all of the homes mechanical systems and make sure everything is in working order. They will also let the home buyer know of any current issues or any items that could become issues.

6. Close on Your New Home

Get a copy of all of the loan documents prior to closing. It is important to be able to read through all of the documents as time may be limited during the closing. Always call your broker ahead of time with any questions. Never close on a property without having ample time to review the closing documents. After reviewing all of the documents set up a closing with the seller and your attorney. At the closing table make sure you have all the required checks and documentation. You should receive a checklist prior to closing. Remember, never sign anything you do not understand, and ask plenty of questions to make sure you understand.

Copyright 2006 Jason P Bertrand

Jason Bertrand is President of JPB Financial Services, Inc., a Connecticut Corporation and member of the Better Business Bureau. Mr. Bertrand has over a decade of experience in the financial services industry and is a Notary Public in the State of Connecticut. Feel free to contact Mr. Bertrand using jbertrand@emortgageloanstore.com or using http://www.emortgageloanstore.com

For mail use:
JPB Financial Services, Inc.
Attn: Jason P Bertrand
PO Box 552
Vernon, CT 06066
860 982 5334

warren county new jersey new york metros undiscovered historic jewel

Friday, May 29th, 2009

Warren County New Jersey: New York Metro’s Undiscovered Historic Jewel

Writen by Gerald Kasper

When people head out from New York and surrounding environs in search of weekend retreats, invariably they end up in western Connecticut, the Hudson River Valley, the Catskills and other upstate New York areas, the Jersey Shore, and the Hamptons.

As places where New Yorkers traditionally vacation, purchase second homes, celebrity watch and more, it’s understandable that these locales are top of the list.

But what about a place as close to Manhattan as any of the aforementioned hotspots that offers almost everything we find endearing about our destinations of choice for second and vacation homes – historic villages and towns, amazing countryside, outdoor activities, farmhouses, farm markets, artists, country restaurants – but doesn’t have the buzz or the name recognition, at least not yet.

There is an area within the New York Metropolitan region that is still overlooked by the masses. Where residents are already starting Friday night dinner in their stone farmhouses while weekenders are stuck in traffic on the way to Litchfield, or Rhinebeck, or East Hampton. Even places farther a field like Bucks and Pike Counties in Pennsylvania and Sullivan County in New York get more press. Well let me introduce you to the formerly depressed backwater turned beautiful and convenient countryside of Warren County, New Jersey.

Interestingly, Warren is surrounded by counties which consistently rank among the wealthiest in America: Hunterdon, Somerset and Morris. These are counties full of investors, a highly educated workforce, an abundance of so called McMansions, and quite a bit of disposable income. And to be sure, some of Warren’s eastern border towns have picked up developments and transplants from these ever more unaffordable neighboring areas. But for the most part, it’s the locals who know about or consider living in or visiting Warren County and even then, the western and northern reaches are still quite rural and untouched. For most of its history, Warren County has either been a mystery to those who have never seen it or a place to avoid to those who had heard of its largest town, Phillipsburg a poor industrial city that had fallen on hard times.

A Pleasant Surprise

Four years ago, my partner Mark and I stumbled across the village of Finesville in southern Warren County completely by accident. Living in suburban Morristown New Jersey, we were contemplating a second home purchase in the country and saw a house in Bucks County Pennsylvania on a real estate Website that interested us. Always up for a weekend drive, we decided to find it. With map in hand, we took what looked like the most direct route to Upper Bucks County and found ourselves following the Musconetcong River, along Warren County’s southern border, past a collection of about fifty small but magnificent 18th and 19th century stone and clapboard buildings, known as Finesville, just before we crossed into Pennsylvania.

Although Warren County was barely on my radar screen, as a Real Estate Agent specializing in historic homes and neighborhoods www.gerrykasper.com , I was flabbergasted that there was a hamlet of this size and quality in Northern New Jersey of which I was unaware. Even more amazing, Mark grew up in eastern Warren County and we had attended an auction only three miles away from Finesville so I had some knowledge of the area.

With its roots in the mid 18th century, Finesville began as a collection of taverns, shops and a mill along the Musconetcong River run by the Fine and Siegel Families of Germany. The village was fairly prosperous for most of its history but declined during the twentieth century. Today, locals have bought and restored many of its buildings and, indicative of its burgeoning upscale nature, two vineyards, a winery, an antique store, and an alpaca farm have set up shop in the hamlet. Some of the restorations have been so impressive that two Finesville homes were recently featured in national home and garden magazines.

At the time we discovered it, a c.1825 stone Georgian colonial was for sale in the village. The exterior was in some disrepair, the stucco was cracking and peeling, and the original front doors were gone. But the setting in this pristine and unusual village was beautiful and the price, at $135,000, was irresistible. Once inside, we realized this was our dream house in the country. The interior was almost completely intact with a walk in fireplace, cupboard stairs, beamed ceilings, wide plank floors, and original windowsa jewel box of a house that just needed some sprucing up. And so we bought and restored this house and received the Warren County Historic Preservation Award for our efforts. Even better, because of Warren County’s proximity to work, we were able to sell our primary house in Morristown and move to the country permanently.

The Villages and Countryside

Warren County is full of hidden and beautiful villages and towns like Finesville and since arriving, several of them have tempted us to consider moving again.

As testament to Warren County’s less than stellar reputation, the sign welcoming visitors into its county seat describes Victorian Belvidere as “New Jersey’s best kept secret”. Belvidere is a sleepy town located off the beaten path and layed out around a New England style Village Green. Each September, the town celebrates Victorian Days, highlighting the prevalent 19th century architecture that lines its streets and forms the basis of the town’s small commercial district. Most of the grand homes have already been restored and there is a great sense of pride in this small close knit community. Its location directly on the Delaware and Pequest Rivers also makes it a good base for outdoor activities.

Northern Warren County offers a scene that rivals the most beautiful in New England. Hope is a one traffic light crossroads town, founded in the 18th century by a group of Moravians who left an impressive collection of stone dwellings now restored and converted to businesses and residences. One of which is a former gristmill turned into an inn and conference center. Stone and clapboard homes surrounded by cows and sheep dot a landscape that is reminiscent of the Litchfield Hills. With little commercial development, the pace in Hope is decidedly slow but that just adds to its appeal.

North of Hope lies the slightly larger village of Blairstown with its recently restored collection of shops and restaurants, currently under consideration for the National Register of Historic Places. Main Street is bookended by a prestigious prep school and the town’s venerable feed store. This is a walking village, good for an hour’s stroll with weekend guests and a poke around the stores and quiet streets.

Just west of Hope and Blairstown, outdoor activities exist in the Delaware Water Gap National Recreation Area which includes part of the Appalachian Trail, Millbrook, a recreated 19th century village, and Peters Valley, an artists colony which offers regular shows and exhibits.

On the eastern edge of Warren, Hackettstown still retains its 19th century feel with impressive multi colored Victorian homes, antique stores along Main Street and Centenary College in its midst.

Phillipsburg – An Industrial Town Reborn

As beautiful as Warren County’s countryside is, it’s the city that we originally tried to avoid that has captured our imagination and may eventually tear us away from Finesville. The county’s largest town is a small, formerly industrial city and transportation hub along the Delaware River that had been neglected for years. Think Hoboken New Jersey or Hudson New York before gentrification. Thankfully that neglect, as in most of Warren County, has kept much of its historic fabric intact and over the past 20 years, building owners have been peeling off old aluminum siding to reveal stunning architecture.

The town actively encourages restoration and business development businesses in Phillipsburg charge only 3% sales tax with some of that money going to revitalization projects. Progress had been slow, but now there are several highly regarded restaurants in the restored downtown as well as antique shops and several specialty stores. Train rides along the Delaware River start downtown and are popular in the summer as well as for Halloween and the winter holidays. On Thanksgiving, Phillipsburg High School plays its rival Easton Pennsylvania in their annual football game. P’burg, as it is known by locals, is extremely convenient as Routes 78 and 22 run just outside of town as does the express bus to Manhattan, which stops at the Phillipsburg Mall.

There are several plans to transform Phillipsburg including the redevelopment of its underutilized waterfront into a residential neighborhood, with construction set to start in 2006, and the repurposing of a vacant industrial park into a new commerce center. Rumor has it that a bed and breakfast is slated to open in an historic stone tavern near the Delaware River bridge. Phillipsburg was named as the location for the New Jersey Transportation and Heritage Museum. Sadly, legislation to provide the funding to make it happen has been stalled and appears unlikely. However, the town is committed to building its own museum and has plans already in the works.

Just over the river, Easton Pennsylvania offers more restaurants, the Crayola Factory museum, a very popular local grocery store (a branch of which may hopefully pop up in Warren County), a thriving artists community, the State Theater, and the historic College Hill neighborhood. Even more exciting, there are several luxury condominium developments currently under construction or planned in existing historic Easton properties, such as the former Easton Hotel, which will bring wealthy people within walking distance of downtown Phillipsburg.

Phillipsburg has great bones and incredible architecture. South Main Street near the Delaware River Bridge is mostly restored and ready to become the next Cold Spring or South Norwalk or New Paltz. And prices are still a relative bargain. Last year we purchased two historic properties on Phillipsburg’s Main Street: an 1887 firehouse for $60,000 and a 19th century Georgian style colonial for $90,000.

As the town continues to revitalize, we are considering a move into the colonial as our permanent home so we can wake up on Saturday mornings and walk to our favorite breakfast spot down the street. Although, we’ll probably keep the Finesville house as our place in the country.

Gerry Kasper is a Real Estate Agent with Weichert, Realtors, living and working in the beautiful Warren County Area

908 454 1717 x197 office
973 214 8701 cell
ask@gerrykasper.com
WWW.GERRYKASPER.COM

city of encino real estate listings

Friday, May 29th, 2009

City of Encino Real Estate Listings

Writen by Jennifer Hershey

City of Encino real estate is where dream homes are being planned, built and where families are living their lives in peace, safety and with the excitement of the lifestyle that is found combined in the area. The listings available in this exclusive prime real estate listing will not last long, if you are thinking about relocating you should act fast to take advantage of the prime listings that are now available.

Are you ready to find a new home? A home that is exciting, what you have always dreamed of, but yet a little off the beaten path? If you want to find that dream home and settle down while starting a family, the City of Encino is an area that you should take a second look at! The City of Encino is a great location where the upscale homes, the prominent schools and the best shopping areas are found.

Encino is located in the San Fernando Valley is located just North of Los Angeles. It is a convenient location, where one can still travel to the busy city to work or you can continue your career in the industry found in the City of Encino. Just where is the City of Encino found? It is located in the heart of the San Fernando Valley and has the population of almost 40, 800 people, which really is a good number considering the size of many of the surrounding areas.

It is a relatively small place, and there are around 18,000 homes in this real estate area. In the area, you should note that the population average is about forty years old, and it should be noted that the City of Encino is most known as a popular places to live for successful businessmen and women.

The City of Encino is also comprised of about one fifth of citizens who are at the retired age. While this is a very quiet setting, the homes are very upscale and prominent. It is a very peaceful community and isn’t too far from Los Angeles, making it a prime location for a family who wants a quiet familiar neighborhood for the children, but who still want to be able to get to work as needed in LA. The luxury homes available in the City of Encino are considered high end, making the price tag attached to these homes available only to those who are successful, established and wealthy. The average resident in Encino does have a Bachelors degree, but the area is growing, to where much higher levels of fame, fortune and education are being included in the demographics of this area.

Do you feel that the area of the City of Encino is one where you would like to live? If you have the desire for a real estate investment that is only going to grow with time, the City of Encino is one that you should consider. The average income of the residents living in this area is $92,000.

This is a first rate suburban area, where the residential class is higher than average. In the city of Encino, real estate price average about $650, 000. The listings in the city of Encino are all very beautiful and is a must place to live if you are prominent businesswoman or man or if you are retired and searching for that perfect place that will keep you close to entertainment, and the fun of the city life. The homes for sale in Encino are some of the best homes that you will find so close to Los Angeles.

The City of Encino has origins that go back clear to 1769 when Gasper de Portola landed in California. The Grabielino Indians greeted him graciously under oak trees near the Encino Springs. In fact, that is how the city got its name. Encino is the Spanish word for “oak tree”. The city is known for many oak trees living in the parks, along the streets, and in areas that continue to grow in the outlying areas.

Encino has some of the most interesting historical facts and has a history that is respected by all of California. Originally the area belonged to the Grabielino Indians and then when California because a state of America, the area didn’t change much. Some of the buildings in Encino have been there since the mid 19th century making the historical setting of these buildings one that is respected not only by those living in the City of Encino but also by visitors to this region. One of the reasons why Encino is one of the best places to live in California isbecause of the heritage of the area and how well respected place Encino, is known to be. Safety, prominence, and the ease in accessing other areas of the state make this area great for real estate investment. Real estate in Encino is changing, growing and expanding as the city continues to grow.

The history and heritage of the area is one of the reasons why many people decide to purchase Encino, CA real estate. It is also, why the area is a little bit higher priced than most in California. Not many people sell their home in Encino because of how lovely Encino is, but there are a few homes on the market. The price range for those who sell their home in Encino is anywhere from $11,000,000 to $640,000 dollars. Like stated before, Encino is for practically everyone ranging from middle class to upper class. Depending on what type of features you are looking for, your price will vary. Real estate investment in the City of Encino is not limited to residential housing; there are also great opportunities for upscale shopping development and for convenience retailers as well.

Even though some of the houses are million dollar homes, Encino is one of the best places to live outside of Los Angeles. The upscale real estate being develop in the City of Encino makes this area very different than other outlying areas from this city. Many people don’t realize just how much they would benefit from buying a home in the Encino area. Not only are all the homes very beautiful and surrounded by historical markers, but the Encino area is also a very safe area, a very nice area to raise children (even though there are only a small amount of children in the area) and it is a great place to relax and let go of the business stress. Living outside of the city can be the difference between living and living a happy life.

Encino homes for sale not only have a great location but also have so many things surrounding the suburb that it is never boring in Encino. Encino is located right off Ventura boulevard and all boundaries of Encino lead to great, exciting cities that will lead to shopping trips, career days, and adventures that everyone is looking to enjoy. If you are living in the City of Encino you will be close to the industriesavailable in the city, the clubs where fun is found, hang outs where the movie stars are found, and other exciting places; so there is always something to do living in Encino.

The listings in the city of Encino include that of residential and commercial real estate investments. You soon will find your dream home, with the click of your mouse as you find building lots, and current real estate listings. If you want to sell home in Encino, you can do this, as we provide listing for agents, buyers and sellers in the real estate market through out the City of Encino all in a centralized location. The home for sale Encino style is moving fast. If you are considering moving to Encino, now is the time, before that prime real estate listing is grabbed by someone else.

Jennifer Hershey has more than twenty years of experience as a mortgage loan officer. Her site http://www.explainingmortgages.com a real estate investing and mortgage resource devoted to making mortgage types and home loan programs easy to grasp.